What cover can you get?

Most appliance insurance policies include cover for:

• Mechanical breakdown

• Parts, labour and call out charges

• Accidental damage

Each policy will have things it does not cover, like cosmetic damage or electrical white goods over a certain age. Check the policy documents once you have your quotes, to make sure you get the cover you need.

Is it worth the cost?

Work out how much your appliance would cost to replace. If it's less than the cost of an extended warranty, you could be wasting your money.