Author

Matt Fernell photo

Matt FernellFinancial Content Writer

Matt Fernell spent 6 years covering personal finance for money.co.uk.

During his time with us he wrote extensively on car and travel insurance, as well as covering consumer rights, investing and more.

Matt Left money.co.uk in 2019.

Hand holding a credit card

What are credit cards?

Here is how credit cards work, what they cost, whether you need one and if so what type of card you should get.

Read More
Man on sofa looking at a credit card

How to understand credit card charges

Here are the credit card charges you need to know about and how to avoid them.

Read More
managing credit card using laptop and mobile phone

How to manage your credit card

Knowing how to manage your credit card can help you get the most out of it and save money. This is how to make using your new card hassle free.

Read More
A stack of five credit cards

How to get a credit card if you have bad credit

If you have struggled with debt in the past, you may still be able to get a credit card. Here is how to get a credit card with a poor credit history and start to rebuild your credit record for the future.

Read More
top half of a alarm clock

How long does it take to get a credit card?

It can take up to 10 working days for your credit card to arrive in the post. But you may be approved for the card on the same day you apply.

Read More
credit card in a portable credit card reader machine

How to use a credit card for interest free purchases

0% credit cards do not charge you interest on your purchases for a set period of time. They're commonly used for buying big, expensive products so you can spread out the cost.

Read More
Visa and Mastercard

What is the difference between Visa and MasterCard?

MasterCard and Visa work very similarly to one another. They are payment networks, which process payments when you spend using your credit, debit or prepaid card.

Read More
Woman sitting on sofa looking at two credit cards with her laptop on her legs.

How many credit cards should you have?

Here is how the number of cards you have can affect your finances and credit record, and what you can do about it.

Read More
Teacher with two young students

Tax Free Childcare vs Childcare Vouchers: which is best?

The Tax Free Childcare scheme replaced the old employer supported voucher system, but is it any better? Here's a look at what's changed and how it could hit your pocket.

Read More
family-airplane-travel-excited

8 easy ways to cut your travel insurance costs

Travel insurance could save you thousands if something goes wrong when you are away, but do not pay over the odds for cover. Try these 8 ways to keep the cost down.

Read More
couple-sat-in-boot-of-car

How does gap insurance work?

If you have bought a new car, a gap insurance policy can cover the loss in value if your vehicle is written off. Here is how gap insurance works.

Read More
senior-couple-walking-on-the-beach

How to get travel insurance as you get older

When you reach 65 years old your travel insurance premiums will be higher and your cover could be restricted. Here is how to find a policy that gives you the cover you want without paying over the odds.

Read More