It covers the cost of fixing or replacing your boiler if it breaks down, plus any electrical or plumbing problems. It can be added to your landlord insurance or taken out as separate cover.
It also includes an annual boiler service and Gas Safety Inspection, which you are legally required to have each year.
You are responsible for making sure the heating in your property works, and repairs or replacement can be expensive if you do not have cover.
You can read more about your responsibilities as a landlord on the Tenancy Agreement Service website.
The three main ways to insure your boiler are:
Think about what cover you need and use our comparison to find the best deal.
You may have difficulty insuring your boiler if it is more than seven years old.
Some insurers require an inspection to be carried out by a Gas Safe-registered engineer before they agree cover, and others may not be able to insure you at all.
Consider getting a new boiler if yours is too old to insure, as this could save you money long term. Here is how to replace your boiler.
It varies depending on the level of cover you get, but boiler insurance ranges from £5 a month to around £20 a month.
Replacing your boiler can cost as much as £4,000, so getting the right insurance could help you save money on the price of repairs or replacement.
You can check the cost of boiler insurance using our comparison.
Boiler insurance is not compulsory, but it could help you cover the costs of:
Check to see if you already have cover elsewhere, for example you may be covered for boiler breakdown in your landlord building and contents insurance policy.
You could also consider self insuring instead, by putting money into a savings account each month to cover the cost of boiler repairs. However, you may not have enough money set aside in time if things go wrong and would have to find a way to cover the rest.
There are two main ways to find boiler insurance cover for your rental property: