Compare Our Best Online Loan Deals

Compare and apply for loans online and get a quick decision on whether you've been approved for a loan.

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How it works

1

Check your eligibility

Answer a few quick questions. This will not impact your credit score.

2

Compare personalised loans

See the exact amount you’ll need to pay each month – no estimates.

3

Apply online

Complete your application on the lender website. You could get your money in hours.

See the interest rate you’re eligible for before you apply

With real interest rates you'll see exactly how much you’ll need to pay each month. And which lenders will pre-approve your application before you apply.

13 results found, sorted by lowest representative apr. How we order our comparisons.
Sort
Leap Personal Loan
Loan amount
£500 to £15,000
Representative APR
9.46% APR (£500 to £15,000)
Loan term
1 year to 5 years
Representative Example: The Representative rate is 9.46% APR (fixed) so if you borrow £10,000 over 3 years at a rate of 8% p.a (fixed) plus an arrangement fee of £200, you will repay £318.32 per month & £11,459.52 in total.
Eligibility
Credit rating acceptedgood
Guarantor requiredno
Maximum AgeUnlimited
Minimum Age18 years
Minimum income£2,800
UK Resident
Shawbrook Bank Personal Loan
Loan amount
£1,000 to £25,000
Representative APR
14.9% APR (£1,000 to £25,000)
Loan term
1 year to 7 years
Representative Example: The Representative rate is 14.9% APR (fixed) so if you borrow £10,000 over 5 years at a rate of 14.9% p.a (fixed) you will repay £232.53 per month & £13,951.80 in total.
Eligibility
Credit rating acceptedfair
Guarantor requiredno
Maximum AgeUnlimited
Minimum Age21 years
Minimum income£15,000
UK Resident

We are classed as a credit broker for consumer credit, not a lender.

Our services are provided at no cost to you. We may receive a commission from the companies we refer you to, but this does not affect what you will pay for the product you choose.

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Your personalised loan results are powered by Accepty. They make sure you see real interest rates. Not just estimates.

Last updated: 19 August, 2020

How to get the best online loan for your needs

You can apply for loans online through a lender's website, and you could get a decision on whether your application has been accepted in minutes.

This comparison includes most of the unsecured loans in the UK that you can apply for online, and also includes peer to peer borrowing.

Before you compare online loans, UK wide, work out exactly what you need to get the right borrowing for you.

Here is a beginner's guide to how loans work

What sort of loan do you need?

The help you find the best online loan for you, work out:

  • How much you need to borrow: Only borrow what you need to reduce the total amount you have to pay back

  • How long you want to borrow for: The shorter the term you choose, the less you will pay back in interest overall.

This comparison shows how much each lender could offer, and what term you can borrow the money over.

How to compare online loans

Use this comparison to find an online loan that can offer the amount and term you want, and then look at:

  • The representative APR, which is the interest you are charged for borrowing. Look for a low rate to reduce how much you pay back in total.

  • The monthly payment, which is how much you will pay back each month. This is based on the interest rate, the term of the loan and how much you borrow.

  • Total cost of the loan, which is how much you will have paid back when you get to the end of the loan term. The shorter your term, the less you pay back in total.

Most lenders will show you this information before you make an application, or you can use our loan repayment calculator to work out how much each loan will cost.

Online loans can give you a quick decision, but you may get a better loan if you apply by phone or post. Compare all loans here to make sure you get the cheapest deal.

Here is more on how to get the right loan for you

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Why compare loans with money.co.uk?

Comparing loans could help you save money. Our award-winning loan comparison service makes sure you get our best interest rates. Our aim is to provide you with the most up-to-date information, as well as useful tools and calculators so to help you make life's most important decisions and take control of your money.

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We have always aimed to provide the best possible services to bridge the gap between our users and our clients. Over the years, we have been thrilled to be recognised by various prestigious bodies and organisations for those efforts.