Mortgages guides

Mortgages can be complex. Our guides break down the intricacies of every vital mortgage topic including; deposits, guarantors, fixed or tracker and the lending available to first-time buyers. What type of mortgage are you looking for?

older couple with advisor on laptop

How to get a mortgage if you are an older borrower

Getting a mortgage can be more difficult when you get closer to retirement. Here is how to find one whether you want to move house or remortgage your current home.

Read More
Couple holding piggy bank outside house

Should I use my savings to pay off my mortgage?

We weigh the pros and cons of using your savings to clear your mortgage.

Read More
Happy couple with advisor

How to get your first mortgage

Getting on the property ladder is much easier if you know what help is available, where to find a mortgage and how to apply for a mortgage. Here is everything you need to know about how to get a mortgage and buy your first home.

Read More
Parents helping son with packing

Joint borrower sole proprietor mortgage

If you’re struggling to get onto the property ladder, we look at one way to make getting a mortgage easier without some of the drawbacks of buying jointly.

Read More
graphic of percentage rate and stack of coins

Bank of England base rate

The Bank of England base rate influences all loan and mortgage interest rates in the UK. When the BoE increases or decreases the bank rate, interest rates usually follow.

Read More
Couple looking into a cardboard packing box

How to get a mortgage with no deposit

Here is how to get on the property ladder as soon as possible with a 100% LTV mortgage, or how to get a no deposit mortgage. There are several schemes and mortgages that can help, whether you are saving for your first home or have owned one before.

Read More
growing-business-tablet

What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

Read More
Row of houses on a street.

Empty homes

Around the world, there are millions of homes lying unoccupied, while many remain homeless. But which countries have the biggest share of these vacant homes?

Read More
An image of a house underwater

The cost of living underwater

In response to the rising sea levels, our mortgage experts reveal the best spots for subaquatic settlements and how much they’ll cost you.

Read More
Meta image for Beautiful Cities

Pageant places - revealing the world's most beautiful cities

Our mortgage experts reveal which cities around the world are the most beautiful, based on the number of pageant winners they have produced.

Read More
Live music hotspots meta

Live music hotspots around the world

From jazz to country, pop to rock, the mortgage experts at money.co.uk reveal the destinations house hunters should consider to be close to the live music action.

Read More
Neighbourhood in Edinburgh

The great postcode lottery

Discover which postcodes can have the biggest impact on your house price, with some unfortunate letter combinations costing homeowners a small fortune.

Read More