Mortgages guides

Mortgages can be complex. Our guides break down the intricacies of every vital mortgage topic including; deposits, guarantors, fixed or tracker and the lending available to first-time buyers. What type of mortgage are you looking for?

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Joint borrower sole proprietor mortgage

If you’re struggling to get onto the property ladder, we look at one way to make getting a mortgage easier without some of the drawbacks of buying jointly.

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Bank of England base rate

The Bank of England base rate influences all loan and mortgage interest rates in the UK. When the BoE increases or decreases the bank rate, interest rates usually follow.

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How to get a mortgage with no deposit

Here is how to get on the property ladder as soon as possible with a 100% LTV mortgage, or how to get a no deposit mortgage. There are several schemes and mortgages that can help, whether you are saving for your first home or have owned one before.

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What is interest?

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

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Empty homes

Around the world, there are millions of homes lying unoccupied, while many remain homeless. But which countries have the biggest share of these vacant homes?

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The cost of living underwater

In response to the rising sea levels, our mortgage experts reveal the best spots for subaquatic settlements and how much they’ll cost you.

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Pageant places - revealing the world's most beautiful cities

Our mortgage experts reveal which cities around the world are the most beautiful, based on the number of pageant winners they have produced.

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Live music hotspots around the world

From jazz to country, pop to rock, the mortgage experts at money.co.uk reveal the destinations house hunters should consider to be close to the live music action.

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The great postcode lottery

Discover which postcodes can have the biggest impact on your house price, with some unfortunate letter combinations costing homeowners a small fortune.

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Global property increases

Global property increases

Our mortgage experts reveal which nation has had the biggest increase in property prices over the last ten years.

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Sport Star Homes

The mortgage experts reveal how long it would take some of the worlds greatest sports stars to afford a home in 105 countries

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Celebrity Homes

The personal finance experts reveal how long it would take for your salary to afford some of the most famous celebrities' beautiful homes.

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