Get quotes from these motorbike insurance providers and more
Last updated: 16 September 2020
The best motorcycle insurance covers you against risks like theft, damage and road traffic accidents.
It’s illegal to drive without bike insurance in the UK. Motorcycle insurance is something every motorcyclist needs. The only time you don’t need it is if you’ve declared your bike as being off the road.
Whether you’ve just passed your test or been biking for years, it’s important to get the best motorcycle insurance for you and your bike.
Before you get bike insurance, you’ll need to decide what level of cover you need. The more cover you have, the more protection you’ll have. But remember that with the best motorcycle insurance, UK providers will likely charge more money for more cover.
The best motorbike insurance for you is the policy that gives you the cover you need, at the cheapest price.
You can choose from three types of motorcycle or moped insurance cover:
Third party only covers injury to others and damage to their property.
Third party, fire and theft covers injury to others and damage to their property. It also covers theft of your bike and fire damage to your bike.
Fully comprehensive covers all of the above, plus damage to your bike through accident or vandalism.
Once you’ve decided which type is the best motorcycle insurance for you, fill out our form to compare bike insurance. This will help you to find the right policy at the best price.
When you compare motorbike insurance you’ll see how much the price varies between companies. It also varies depending on a number of variables. These can include:
When you compare motorcycle insurance, don’t simply focus on getting cheap bike insurance. You need to make sure it gives you enough cover too. The best motorcycle insurance for you will have the cover you need, not just the cheapest price.
But there are a few things you can do to save money on your insurance. These include:
When you’re looking for the right motorbike insurance quote, think about what you need from your policy. With even the best motorbike insurance, UK providers will likely sell additional cover to you as extras.
You might want cover for:
Here’s more information about the different types of motorbike insurance.
Before doing a motorbike insurance comparison, consider whether you need specialist motorbike insurance.
Specialist policies can sometimes cost more, depending on exactly what they’re for. Some of the specialist types of bike insurance include:
Compare bike insurance to get a good motorcycle insurance quote.
It’s quick and easy to do. Just click on ‘get quotes’ at the top of this page and fill out the information. You’ll have quotes within minutes.
Before you know it, you’ll have a range of quotes to compare. Remember that cheap motorcycle insurance isn’t always the best option. Check the details and make sure you’re getting the right cover for your needs. You don’t want to end up under-insured!
Similarly, you don’t want to over-insure yourself and pay more than you need to.
You just need to tell us a little bit about yourself, your bike and your driving history. This includes any claims you’ve made or accidents you’ve had.
We’ll help you find the best motorcycle insurance for your needs in minutes.
Some insurers offer policies that allow you to ride other bikes. These are often known as ride-any-bike policies, which usually only offer third-party only cover. So if you damage a bike that you've borrowed from a friend, you will have to pay to have it repaired.
Yes, unless you have declared your bike as off the road to the DVLA. Even if your bike is in storage, you may still need insurance to cover damage or theft.
Only if you select pillion cover, which covers you while riding with passengers. Some insurers charge extra for this, so check it is included.
Yes, but you may need to contact an insurance broker to help you find the cover you need.
Yes, but you may need to get your policy through an insurance broker, as most companies do not provide online quotes for quad bikes.
No, this is excluded from most motorbike insurance policies. If you need cover for a competition or race, speak to a broker about track day insurance.
Yes, you have to pay an excess if you make a claim. Here is more information about how to claim on your motorbike insurance.
Yes, you have a 14-day cooling-off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.
Compare motorbike insurance quotes to find a deal that works for you.