It is included in a travel insurance policy and covers against cancellation of your holiday. You can get a lump sum back from your travel insurer if you have to cancel your trip.
You should therefore take out cover as soon as you book so you will be protected for as long as possible. You can compare travel insurance policies here.
Yes, this is known as curtailment cover. You can usually claim for the same reasons and costs as cancellation cover.
You would claim under your curtailment cover if you have already gone on your trip, but need to cut it short due to an emergency. Your claim will be based on the days you have not used, not your whole holiday.
You will not be covered by your travel insurance policy if you change your mind and decide you no longer want to go on holiday.
The most common reasons include:
Check the policy carefully before you buy cover to see what is accepted.
Travel insurers offer a set amount, usually between £1,000 and £5,000 per person.
Most policies will cover the cost of:
Most travel insurance insurers will not pay out for:
Read the full list of exclusions detailed in the travel insurance policy before you get a quote, otherwise you may not be covered when you need it most.
Contact your travel advisor to cancel your travel arrangements, this could include:
Your travel advisor will be able to tell you if they can issue you with a full refund, but many have terms and conditions to avoid doing this. Find out what your rights to a refund on your holiday are here.
If this is the case, you can claim on the cancellation cover provided by your travel insurance provider.
To claim, you will need to provide evidence to your insurance company, including:
If you are cutting your holiday short you will need to contact your insurer immediately before you make any arrangements to return home.
Here is a step-by-step guide of how to make a claim on your travel insurance.
To find the right cancellation cover for your holiday check as many policies as possible.
The policy should cover the cost of your holiday if you have to cancel it, so make sure the cover levels meet your needs.
You will only be able to claim if you cancel your holiday for one of the reasons allowed on your policy document, so check these thoroughly before you buy your cover.
Make sure you get the best possible cover when you go away by comparing travel insurance deals. You can find the cover you need at the right price whatever your travel plans.